Category Archives: Education

Our Food is changing shape

I have watched with fascination as the chefs on TV have brought the most strange food for us to eat…

Food that doesn’t look anything like in it’s raw state like the Magic mushroom starter Heston Blumenthal style
the first chef  to twist my foodie mind and included Exploding volcanoes!

Now if you have the inclination you can be like Blumenthal. Get yourself a 3D printer and print out a wide range of different foods,I have watched a face being printed on to a pizza and chocolate leaving a message on your plate

Now you can PancakeBot your pancakes!

This 3D printer moves, and works just like a normal printer, but instead of squirting out ink or some plastic substance, this one squirts pre-mixed pancake batter onto a hot skillet. You simply programme it by drawing out any shape you desire.

Check out the video below to see it in action, get inspired to design pancakes like never before eaten!!

What a great hobby to take up in retirement! Who knows you may even be able to turn it into  a fun way to make some extra income…

Go well and cook up a storm!
www.flipping2retirement.net

 

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To be successful in investing you have to start!

This is certainly true you do have to start!

I think a lot of folk are put off by not  believing they have enough to invest, I certainly thought we only had the pension. But I was wrong! I started with just US$100 and have slowly added to that each month. There is always a little over at the end of a month that I’ve managed to save. No coffees in restaurants, this month 🙂 It all adds up.

Then I have watched our pension being invested in the traditional way and thought but we don’t live in traditional times any more!
I personally think it’s time to rethink. So I have. I have looked around for other ways to make my money work for me in small amounts, purely and simply because I don’t have huge amounts

I found that I’m not alone. There are many investment houses opening up to the idea of crowd investing using comparatively small amounts of money, primarily in property but not entirely.

Crowd investing means you use smaller amounts of your money spread over many more investments giving you quite a portfolio.
It also means that if one doesn’t perform as anticipated only a small amount of your money is effected. I like that idea and I’m very comfy with the idea of sharing in the buying of a property with a gang and then sharing in the profits too.

In the UK with the new pension rules coming into play in April, to me it makes sense to hold control over your money on a shorter term than the normal stocks and shares allow. As I understand it investment in stocks requires you to be vigilant quarterly but to not really expect much till about ten years have lapsed. I know this is my very naive version but I also think I’m not alone. So to me to put my money into several properties that are either flipped or kept for only a couple of years as a buy and hold rental property makes real sense.

Chinese investors are likely to buy $20 billion worth of properties overseas in 2015, up 21% year-on-year, forecasts Jones Lang LaSalle.

The Chinese wouldn’t be spending so much if they were unsure – would they?They seem to be canny investors generally, so I’ll follow suit in, this year of the sheep.

Since I took control of our savings and I got educated I’m feeling confident that the choices I have made are good and they are certainly offering up some good profits to date. Way better percentage returns than any bank could offer and I feel more secure than leaving it to a third party investing in stocks

Go well till the next time
www.flipping2retirement.net
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Is Investing risky?

Robert Kiyosaki has said that
“Investing isn’t risky; not being in control is risky.”

I certainly wouldn’t say otherwise as the man is well known for his business success, however it gets you thinking doesn’t it?

We left a big part of our pension to some professionals who, doing their best no doubt, managed to put it in stocks that have diminished our capital by a third already. We have no option but to sit it out and hope the market comes back. But partly we are to blame.

We were very trusting and naive!

  • We didn’t know what questions to ask – so didn’t.
  • We knew less about the stock market.

The realisation that we have lost a third of our life savings was a jolly good wake up call all be it a bit late. We did realise our pension was rather on the meagre side but were rather in denial hoping it would right itself magically! Of course no control was where the risk crept in.

I have now taken courses and become much more educated in the world of investing.
I have taken a much more ‘hands on’ approach  with our savings and investments.

We are no longer ambling aimlessly towards retirement.
We have a plan with structure and vision. It is workable and able to be adjusted.
We are feeling so much calmer knowing exactly where we are headed and how long it will take to get to the end.
Our education has empowered us with new found confidence instead of bleak despair!

With the help of Pete Carruthers, guiding me through the intricacies of Internet marketing and Robert Kiyosaki training me in the property investing world I embarked on both. I have an online business and I am investing in property internationally, with some network marketing thrown into the mix – All with a new found confidence and realisation that it is no more risky than leaving the decision making to the professionals as before. However it is a lot more rewarding and less stressful to be in charge of our own money / future.

Of course I use a bunch of people  to work with. To help in the decision making you need to reduce the risks as much as is possible by researching and asking questions to make  knowledgeable decisions.

I highly recommend it 😀  Why not join me?

Investing isn’t risky; not being in control is risky!

Go well till the next time
www.flipping2retirement.net

 

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What Boomers do better than the younger generation!

Oprah Winfrey once said:

The biggest adventure you can ever take is to live the life of your dreams.

My dreams may have shifted a bit through the decades as I’m sure do most peoples but I have always had dreams to reach for. Today my dreams are focusing in on my retirement. While I have a few working years ahead still I am working my dream plan to secure passive income for a healthy retirement.

it seems I am not alone with that dream. There seems to be a great need for people to forge their own adventures, to make those dreams come true and that means for most being a bit of an entrepreneur.

If you are planning on retiring when you hit 65, paying a few hundred pounds/dollars extra a month into whatever your pension fund is can add up to thousands more over the years.

We’re all living longer and our retirement fund will have to stretch further. Apparently more Boomers are getting involved in start-ups now and, they’re doing it better than the younger generation according to thefuturelaboratory.com. Over 50’s are regarded to be more entrepreneurial than any younger generation as we have; years of experience, low rates of absenteeism, and a desire to learn.

How to do it 

We can earn extra money from just about anywhere and by doing anything the mind can think up now. The Internet has made me into a entrepreneurial couch-potato!

I can set up a business for very little to no outlay and be earning money within days with an online affiliate business just as one idea. I have done courses online to become more savvy and now invest with a crowd which is producing income to set me right for my entire retirement.

“It is difficult to say what is impossible, for the dream of yesterday is the hope of today and the reality of tomorrow.”
Robert H. Goddard

There really is no need too be strapped for cash, no matter what your age, if you simply educate yourself with a few good courses, and then get to it.

Our Boomer generation has proven through each decade that we are capable of changing the world – why stop now?

Lets change retirement too!

Go well till the next time
www.flipping2retirement.net

 

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Is Our Biggest Fear Outliving Our Money?

This was written by 

*Addressing longevity risks among retirees and self-managed super fund (SMSF) holders who will outlive their retirement savings is one of the biggest challenges facing advisers, one SMSF expert believes.
Australian Superannuation and Compliance founding principal and director, Ravi Subramaniam, said advisers and service providers will need to advise on the long term investment strategies according to the groups’ lifestyle goals. 

Are Boomer Retirees afraid of outliving their money?

Our natural reaction to any fear is to, fight, flee or freeze. taking that there are many of us who don’t talk about money maybe we are afraid and in the freeze or flee situation about our retirement funds. Financial fear often leads to paralysis – where you ignore your money problems and hope they will somehow go away.

There’s one small hiccup with that idea though – The problem will not go away!

I got such a fright when I did an audit of my pension funds that I started to fight back.

“Playing it safe” by trusting others with my financial future was probably the riskiest thing I did. Were you hit in the same way?

I was one of those people who used to dream of getting rich but found in reality I was just hoping not to lose our home. Robert Kiyosaki says that “Without financial education, you’re at the mercy of the market.” So I took his advice and his tuition. Yes, it cost some but I learnt a lot and wish I’d known it all when I was a lot younger with time on my side. However it did lead me along what I call my ‘retirement salvation path.’ Thankfully I now feel empowered like never before and able to make the necessary financial plan to salvage from our wrecked pensions a way forward to ensure we have money for our entire lives no matter how long we live!

If you don’t have a plan to achieve financial security, what’s stopping you? If you’re not sure what to do or how to do it, then get some help, there’s tons around to choose from.

After doing my course with RichDad company I settled on two income avenues working with Pete Carruthers for one and with Flipping 4 Profit for the other. I have been doing both from the comfort of my sofa and you can too.

It’s not too late to get financially educated and bolster ailing retirement funds.
Don’t let fear cost you money!

Go wealthier till the next time
www.flipping2retirement.net
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Seniors Who Google

I don’t know about you but I LOVE Google!

I have been using many of their products for years and as they bring on a new one I usually have a go.

I have used the maps extensively to work out where to go, sneak peek at places around the world, to checkout the authenticity of company addresses and to give me accurate mileage for my log book. On top of that I found that there are clever folk who use Sketchup7 to draw exact replicas of buildings around the world and they attach them to the map, so awesome.

I also found that you could even organise a scavenger hunt using the map and Google searches Fun!

Browsing the internet on Chrome is a total pleasure and extremely fast and now very intuitive, sometimes a little spookily so, but very useful nonetheless.

I am pretty fed-up with Microsoft products now I’m afraid. I find them expensive and aggressive and rather convoluted so Google docs are just fine by me and really easy to use and the best thing is I don’t keep getting updates that weigh heavy on my computer dragging it to slower and slower speeds!

Once I used to keep all my files on the computer like everyone else which also tended to slow the computer eventually. But not any longer. My life is now kept in a Google Drive. ‘cloud‘ as safely as anywhere else I reckon.

Another Google product I could not live without is of course, Gmail and the calendar that connects with it and with anyone I wish to share an appointment with. I’ve used the calendar as a joint project at work to keep everyone informed and privately to remind me timeously of a myriad of events in my life from Grandchildren’s birthdays to doctor appointments and even annual renewal of my subscriptions.

Google+ is still a bit of a newbie to me but it certainly throws up some great ideas and I’m itching to have a go at Google Hangouts. I’ve watched with it but I want to run one so I’ve just upped my Internet speed so it doesn’t trip out; so look out kids I’m HangingOut  your way soon.

I’m sure you are a senior who has not been left behind?
What Google products do you love to use? Please join in the poll.

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If you have any friends or parents who could do with a little help in keeping up with some of this technology checkout  myageingparent.com It provides some helpful forms to use in their free registration pack on site.

Till the next time go well
http://www.flipping2retirement.net

 

 

 

5 Ways Technology Can Enhance the Lives of Seniors

Seniors can use technology to enhance their lives. Seniors can utilize technology to enhance their lives.

There’s no avoiding it; technology is everywhere. Many golden agers steer clear of it, but we would argue that there are several applications of technology that they should not only stop avoiding, but embrace. Sure, the boom in technology may have people these days more likely to type an email than send a heartfelt handwritten note, but it’s not all bad. Take a look at these five ways in which seniors can utilize technology to enhance their life:

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Decide What it is You Want to Do …..

Dolph de Roos Real Estate Riches said:

Decide what it is you want to do and then go out there and do it.
If you are not having fun, change something until you are.

One person who went out there and did it is Lars Andersen who has taken archery to a whole new level excellence

 

You don’t need to be so extreme or intense though to tweak your life into a new happier place.

For me it was taking a couple of courses to better understand the real estate business and then to do something quite alien to me and that is invest the money myself not with a professional. Previous blogs have explained the why to this so I won’t bore you with it.

This I must say has been challenging but only because it is unknown territory for me the actual business of investing is great fun – much more fun than I thought 🙂

Another tweak was to join my local SASFA fitness group. Again it took a long while to summon up the courage to actually walk in and ask if I could join but from that day on it has been such fun! And as a sideline the body also feels a lot fitter.

Finally I took up Spanish lessons to lubricate my rusty Spanish. Again looking for the right teacher was a bit of a mission but I now have a lovely online ‘profesor‘ .

I just love the easy way he has taken me through and how quickly I could get my fluency and vocabulary in sync. My Chilean friend is very pleased, she even commented on how much more fluent I was during one of our Skype chats.

It has all proved to have worked out well and has certainly improved the quality of my life.
What are you doing that has improved your lifestyle?

Go well till the next time
www.flipping2retirement.net